Here are some multiple-choice questions (MCQs) related to the Pradhan Mantri Awas Yojana (PMAY) scheme that could be relevant for various exams like Banking, UPSC, LIC ADO, Railway, SSC, FCI, PSC, etc
Pradhan Mantri Awas Yojana Scheme for MCQ PSC Exams Success
1. When was the Pradhan Mantri Awas Yojana (PMAY) launched?
a. 2014
b. 2015
c. 2016
d. 2017
Answer: c. 2016
2. What is the primary objective of the Pradhan Mantri Awas Yojana (PMAY)?
a. Promoting education
b. Providing affordable housing for all by 2022
c. Improving agricultural practices
d. Enhancing tourism
Answer: b. Providing affordable housing for all by 2022
3. Under the PMAY, what are the three components through which housing assistance is provided?
a. Slum rehabilitation, Credit Linked Subsidy Scheme (CLSS), and Affordable Housing in Partnership
b. Swachh Bharat Abhiyan, Rural Development, and Smart Cities
c. Skill Development, Healthcare, and Digital India
d. Direct Cash Transfers, Education for All, and Employment Guarantee
Answer: a. Slum rehabilitation, Credit Linked Subsidy Scheme (CLSS), and Affordable Housing in Partnership
4. Which group of people is the primary focus of the Credit Linked Subsidy Scheme (CLSS) under PMAY?
a. Urban professionals
b. Rural farmers
c. Economically Weaker Sections (EWS) and Low-Income Groups (LIG)
d. Senior citizens
Answer: c. Economically Weaker Sections (EWS) and Low-Income Groups (LIG)
5. What is the tenure of the interest subsidy provided under the Credit Linked Subsidy Scheme (CLSS)?
a. 5 years
b. 10 years
c. 15 years
d. 20 years
Answer: b. 10 years
6. How is the subsidy disbursed under the Credit Linked Subsidy Scheme (CLSS)?
a. Direct cash transfer to beneficiaries
b. Subsidy deducted from the total loan amount
c. Subsidy provided as a tax deduction
d. Subsidy provided as a one-time grant
Answer: b. Subsidy deducted from the total loan amount
7. Which ministry is responsible for the implementation of the Pradhan Mantri Awas Yojana (PMAY)?
a. Ministry of Housing and Urban Affairs
b. Ministry of Rural Development
c. Ministry of Finance
d. Ministry of Human Resource Development
Answer: a. Ministry of Housing and Urban Affairs
8. What is the minimum carpet area for a dwelling unit eligible under the Credit Linked Subsidy Scheme (CLSS) for MIG (Middle-Income Group) beneficiaries?
a. 60 square meters
b. 90 square meters
c. 120 square meters
d. 150 square meters
Answer: b. 90 square meters
9. Under the Affordable Housing in Partnership (AHP) component of PMAY, who are the key implementing agencies?
a. State Governments
b. Urban Local Bodies (ULBs)
c. Public and private sector agencies
d. All of the above
Answer: d. All of the above
10. What is the interest subsidy rate provided to Economically Weaker Sections (EWS) and Low-Income Groups (LIG) beneficiaries under CLSS for the tenure of 20 years?
a. 3%
b. 4%
c. 5%
d. 6%
Answer: c. 5%
11. In the context of PMAY, what does the term “AHP” stand for?
a. Affordable Housing Plan
b. Affordable Housing Policy
c. Affordable Housing in Partnership
d. Affordable Housing Program
Answer: c. Affordable Housing in Partnership
12. What is the aim of the Technology Sub-Mission under PMAY?
a. Promoting traditional construction methods
b. Encouraging the use of sustainable materials
c. Promoting innovative and eco-friendly construction technologies
d. Focusing on manual labor-intensive construction methods
Answer: c. Promoting innovative and eco-friendly construction technologies
13. What is the maximum annual income limit for beneficiaries eligible under the Credit Linked Subsidy Scheme (CLSS) for Middle-Income Group (MIG-I)?
a. Rs. 3 lakh
b. Rs. 6 lakh
c. Rs. 9 lakh
d. Rs. 12 lakh
Answer: c. Rs. 9 lakh
14. Under the Affordable Housing in Partnership (AHP) component, what is the minimum percentage of housing units to be earmarked for Economically Weaker Sections (EWS) and Low-Income Groups (LIG)?
a. 10%
b. 20%
c. 30%
d. 40%
Answer: b. 20%
15. What is the tenure of the interest subsidy provided under the Credit Linked Subsidy Scheme (CLSS) for Middle-Income Group (MIG-II)?
a. 10 years
b. 15 years
c. 20 years
d. 25 years
Answer: a. 10 years
16. How does the Pradhan Mantri Awas Yojana (PMAY) address the housing needs of the urban poor living in slums?
a. By providing interest-free loans
b. By implementing the Slum Rehabilitation Scheme
c. By offering direct cash transfers
d. By excluding slum dwellers from the scheme
Answer: b. By implementing the Slum Rehabilitation Scheme
17. What is the primary focus of the CLSS for MIG beneficiaries under PMAY?
a. Providing housing for senior citizens
b. Supporting sustainable construction practices
c. Offering interest subsidy to middle-income group individuals
d. Encouraging rural development
Answer: c. Offering interest subsidy to middle-income group individuals
18. How does the Pradhan Mantri Awas Yojana contribute to women’s empowerment in housing?
a. By providing free houses to women
b. By offering financial assistance only to women beneficiaries
c. By ensuring joint ownership of houses with preference to women
d. By excluding women from the housing assistance program
Answer: c. By ensuring joint ownership of houses with preference to women
19. What is the tenure of the interest subsidy provided under the Credit Linked Subsidy Scheme (CLSS) for Economically Weaker Sections (EWS)?
a. 10 years
b. 15 years
c. 20 years
d. 25 years
Answer: c. 20 years
20. Under the PMAY, which category of beneficiaries includes people living in areas declared economically weaker sections by the state government?
a. EWS
b. LIG
c. MIG
d. HIG
Answer: a. EWS