1. What is the Mahatma Jyotirao Fule Karjmukti Yojana focused on?
A) Education
B) Healthcare
C) Agricultural Debt Relief
D) Rural Infrastructure
Answer: C) Agricultural Debt Relief
2. Which state in India launched the Mahatma Jyotirao Fule Karjmukti Yojana?
A) Maharashtra
B) Uttar Pradesh
C) Karnataka
D) Punjab
Answer: A) Maharashtra
3. What is the main objective of the Mahatma Jyotirao Fule Karjmukti Yojana?
A) Women Empowerment
B) Skill Development
C) Providing Interest-free Loans
D) Farmer Debt Waiver
Answer: D) Farmer Debt Waiver
4. Under the Mahatma Jyotirao Fule Karjmukti Yojana, what type of debts are eligible for waiver?
A) Personal Loans
B) Home Loans
C) Agricultural Loans
D) Business Loans
Answer: C) Agricultural Loans
5. How does the scheme benefit farmers under debt?
A) Provides financial literacy programs
B) Offers skill development training
C) Waives a portion of their agricultural debt
D) Distributes free seeds and fertilizers
Answer: C) Waives a portion of their agricultural debt
6. What is the eligibility criteria for farmers to avail of benefits under the Mahatma Jyotirao Fule Karjmukti Yojana?
A) Based on caste
B) Based on income level
C) Only for small landholding farmers
D) Only for large landholding farmers
Answer: C) Only for small landholding farmers
7. In which year was the Mahatma Jyotirao Fule Karjmukti Yojana officially launched?
A) 2015
B) 2017
C) 2019
D) 2021
Answer: B) 2017
8. What is the maximum limit of agricultural debt that can be waived under this scheme?
A) ₹1 lakh
B) ₹2 lakhs
C) ₹3 lakhs
D) ₹5 lakhs
Answer: D) ₹5 lakhs
9. Apart from debt relief, what other support is provided to farmers under the Mahatma Jyotirao Fule Karjmukti Yojana?
A) Health insurance
B) Education scholarships
C) Subsidized seeds and fertilizers
D) Irrigation infrastructure
Answer: C) Subsidized seeds and fertilizers
10. Who was Mahatma Jyotirao Fule, after whom the scheme is named?
A) Social reformer and activist
B) Freedom fighter
C) Politician
D) Scientist
Answer: A) Social reformer and activist
11. What type of financial institutions are involved in implementing the Mahatma Jyotirao Fule Karjmukti Yojana?
A) Cooperative banks
B) Private banks
C) Foreign banks
D) Microfinance institutions
Answer: A) Cooperative banks
12. How does the Mahatma Jyotirao Fule Karjmukti Yojana aim to alleviate the financial burden on farmers?
A) Providing interest-free loans
B) Offering cash incentives
C) Waiving a percentage of their outstanding debt
D) Introducing tax exemptions
Answer: C) Waiving a percentage of their outstanding debt
13. What documentation is typically required for farmers to apply for debt relief under the scheme?
A) Educational certificates
B) Aadhaar card and land records
C) Income tax returns
D) Medical certificates
Answer: B) Aadhaar card and land records
14. How does the scheme contribute to the overall well-being of farmers beyond debt relief?
A) Promoting sustainable farming practices
B) Providing housing loans
C) Conducting cultural events
D) Offering career counseling
Answer: A) Promoting sustainable farming practices
15. What is the repayment mechanism for the debt waived under the Mahatma Jyotirao Fule Karjmukti Yojana?
A) Farmers are not required to repay
B) Monthly installments over a specified period
C) One-time lump sum payment
D) Repayment through agricultural produce
Answer: A) Farmers are not required to repay
16. What is the primary aim of the Mahatma Jyotirao Fule Karjmukti Yojana in addressing the agricultural sector’s challenges?
A) Increasing agricultural exports
B) Enhancing crop yields
C) Alleviating farmer distress and preventing suicides
D) Encouraging cash crop cultivation
Answer: C) Alleviating farmer distress and preventing suicides
17. How does the Mahatma Jyotirao Fule Karjmukti Yojana contribute to financial inclusion for farmers?
A) Providing credit cards for luxury purchases
B) Facilitating access to formal credit institutions
C) Offering personal loans for non-agricultural purposes
D) Encouraging informal lending practices
Answer: B) Facilitating access to formal credit institutions
18. Who administers the implementation of the Mahatma Jyotirao Fule Karjmukti Yojana at the state level?
A) Ministry of Finance
B) State Agricultural Department
C) District Collectors
D) Reserve Bank of India
Answer: C) District Collectors
19. In addition to debt relief, what other measures does the Mahatma Jyotirao Fule Karjmukti Yojana take to improve farmers’ financial stability?
A) Providing free agricultural machinery
B) Introducing crop insurance schemes
C) Distributing livestock to farmers
D) Offering subsidies on luxury goods
Answer: B) Introducing crop insurance schemes
20. What role does technology play in the implementation of the Mahatma Jyotirao Fule Karjmukti Yojana?
A) Providing farmers with smartphones
B) Digitizing land records and loan processing
C) Conducting online training programs
D) Offering virtual reality farming experiences
Answer: B) Digitizing land records and loan processing
Leave a Reply