Mahatma Jyotirao Fule Karjmukti Yojana MCQ

1. What is the Mahatma Jyotirao Fule Karjmukti Yojana focused on?

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A) Education
B) Healthcare
C) Agricultural Debt Relief
D) Rural Infrastructure

Answer: C) Agricultural Debt Relief

2. Which state in India launched the Mahatma Jyotirao Fule Karjmukti Yojana?

A) Maharashtra
B) Uttar Pradesh
C) Karnataka
D) Punjab

Answer: A) Maharashtra

3. What is the main objective of the Mahatma Jyotirao Fule Karjmukti Yojana?

A) Women Empowerment
B) Skill Development
C) Providing Interest-free Loans
D) Farmer Debt Waiver

Answer: D) Farmer Debt Waiver

4. Under the Mahatma Jyotirao Fule Karjmukti Yojana, what type of debts are eligible for waiver?

A) Personal Loans
B) Home Loans
C) Agricultural Loans
D) Business Loans

Answer: C) Agricultural Loans

5. How does the scheme benefit farmers under debt?

A) Provides financial literacy programs
B) Offers skill development training
C) Waives a portion of their agricultural debt
D) Distributes free seeds and fertilizers

Answer: C) Waives a portion of their agricultural debt

6. What is the eligibility criteria for farmers to avail of benefits under the Mahatma Jyotirao Fule Karjmukti Yojana?

A) Based on caste
B) Based on income level
C) Only for small landholding farmers
D) Only for large landholding farmers

Answer: C) Only for small landholding farmers

7. In which year was the Mahatma Jyotirao Fule Karjmukti Yojana officially launched?

A) 2015
B) 2017
C) 2019
D) 2021

Answer: B) 2017

8. What is the maximum limit of agricultural debt that can be waived under this scheme?

A) ₹1 lakh
B) ₹2 lakhs
C) ₹3 lakhs
D) ₹5 lakhs

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Answer: D) ₹5 lakhs

9. Apart from debt relief, what other support is provided to farmers under the Mahatma Jyotirao Fule Karjmukti Yojana?

A) Health insurance
B) Education scholarships
C) Subsidized seeds and fertilizers
D) Irrigation infrastructure

Answer: C) Subsidized seeds and fertilizers

10. Who was Mahatma Jyotirao Fule, after whom the scheme is named?

A) Social reformer and activist
B) Freedom fighter
C) Politician
D) Scientist

Answer: A) Social reformer and activist

11. What type of financial institutions are involved in implementing the Mahatma Jyotirao Fule Karjmukti Yojana?

A) Cooperative banks
B) Private banks
C) Foreign banks
D) Microfinance institutions

Answer: A) Cooperative banks

12. How does the Mahatma Jyotirao Fule Karjmukti Yojana aim to alleviate the financial burden on farmers?

A) Providing interest-free loans
B) Offering cash incentives
C) Waiving a percentage of their outstanding debt
D) Introducing tax exemptions

Answer: C) Waiving a percentage of their outstanding debt

13. What documentation is typically required for farmers to apply for debt relief under the scheme?

A) Educational certificates
B) Aadhaar card and land records
C) Income tax returns
D) Medical certificates

Answer: B) Aadhaar card and land records

14. How does the scheme contribute to the overall well-being of farmers beyond debt relief?

A) Promoting sustainable farming practices
B) Providing housing loans
C) Conducting cultural events
D) Offering career counseling

Answer: A) Promoting sustainable farming practices

15. What is the repayment mechanism for the debt waived under the Mahatma Jyotirao Fule Karjmukti Yojana?

A) Farmers are not required to repay
B) Monthly installments over a specified period
C) One-time lump sum payment
D) Repayment through agricultural produce

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Answer: A) Farmers are not required to repay

16. What is the primary aim of the Mahatma Jyotirao Fule Karjmukti Yojana in addressing the agricultural sector’s challenges?

A) Increasing agricultural exports
B) Enhancing crop yields
C) Alleviating farmer distress and preventing suicides
D) Encouraging cash crop cultivation

Answer: C) Alleviating farmer distress and preventing suicides

17. How does the Mahatma Jyotirao Fule Karjmukti Yojana contribute to financial inclusion for farmers?

A) Providing credit cards for luxury purchases
B) Facilitating access to formal credit institutions
C) Offering personal loans for non-agricultural purposes
D) Encouraging informal lending practices

Answer: B) Facilitating access to formal credit institutions

18. Who administers the implementation of the Mahatma Jyotirao Fule Karjmukti Yojana at the state level?

A) Ministry of Finance
B) State Agricultural Department
C) District Collectors
D) Reserve Bank of India

Answer: C) District Collectors

19. In addition to debt relief, what other measures does the Mahatma Jyotirao Fule Karjmukti Yojana take to improve farmers’ financial stability?

A) Providing free agricultural machinery
B) Introducing crop insurance schemes
C) Distributing livestock to farmers
D) Offering subsidies on luxury goods

Answer: B) Introducing crop insurance schemes

20. What role does technology play in the implementation of the Mahatma Jyotirao Fule Karjmukti Yojana?

A) Providing farmers with smartphones
B) Digitizing land records and loan processing
C) Conducting online training programs
D) Offering virtual reality farming experiences

Answer: B) Digitizing land records and loan processing

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