This comprehensive guide offers a curated selection of Multiple Choice Questions (MCQs) commonly encountered during interviews for this position, along with detailed answers to help you succeed in your interview.
Kotak Mahindra Bank Assistant Manager: Top Questions and Answers (MCQ)
1. What year was Kotak Mahindra Bank founded?
a) 1975
b) 1985
c) 1995
d) 2005
| Answer: c) 1995 |
2. Who is the founder of Kotak Mahindra Bank?
a) Uday Kotak
b) Anand Mahindra
c) Aditya Puri
d) Rana Kapoor
| Answer: a) Uday Kotak |
3. Which of the following is NOT a service offered by Kotak Mahindra Bank?
a) Retail Banking
b) Investment Banking
c) Agriculture Loans
d) Wealth Management
| Answer: c) Agriculture Loans |
4. What is the headquarters of Kotak Mahindra Bank?
a) Mumbai, India
b) New Delhi, India
c) Bangalore, India
d) Kolkata, India
| Answer: a) Mumbai, India |
5. Kotak Mahindra Bank is a subsidiary of which larger conglomerate?
a) Mahindra Group
b) Tata Group
c) Reliance Group
d) Aditya Birla Group
| Answer: a) Mahindra Group |
6. Which regulatory body regulates Kotak Mahindra Bank in India?
a) SEBI
b) RBI
c) IRDAI
d) PFRDA
| Answer: b) RBI (Reserve Bank of India) |
7. What is the tagline of Kotak Mahindra Bank?
a) “Think Investments, Think Kotak”
b) “Let’s make money simple”
c) “Growth is Life”
d) “A Bank for All Your Needs”
| Answer: b) “Let’s make money simple” |
8. Which of the following is a product offered by Kotak Mahindra Bank?
a) Maruti Suzuki Swift
b) Apple iPhone
c) Kotak Mahindra Life Insurance
d) Samsung TV
| Answer: c) Kotak Mahindra Life Insurance |
9. What is the current market capitalization of Kotak Mahindra Bank?
a) Approximately $50 billion
b) Approximately $30 billion
c) Approximately $70 billion
d) Approximately $90 billion
| Answer: c) Approximately $70 billion |
10. Which subsidiary of Kotak Mahindra Bank provides general insurance?
a) Kotak Mahindra General Insurance Company Ltd
b) Kotak Mahindra Life Insurance Company Ltd
c) Kotak Securities Ltd
d) Kotak Mahindra Capital Company Ltd
| Answer: a) Kotak Mahindra General Insurance Company Ltd |
11. In which year did Kotak Mahindra Bank become the first Indian company to announce a dividend from the first profits generated under the ‘Old’ accounting standards (AS-10)?
a) 2000
b) 2005
c) 2010
d) 2015
| Answer: a) 2000 |
12. Kotak Mahindra Bank is known for its strong presence in which segment of banking?
a) Corporate Banking
b) Microfinance
c) Retail Banking
d) Investment Banking
| Answer: c) Retail Banking |
13. What is the name of the digital savings account offered by Kotak Mahindra Bank?
a) Kotak 811
b) Kotak Prime Account
c) Kotak Privy League
d) Kotak My Savings Account
| Answer: a) Kotak 811 |
14. Which technology has Kotak Mahindra Bank introduced for customer authentication and authorization through the mobile app?
a) Voice Recognition
b) Facial Recognition
c) Fingerprint Recognition
d) Iris Recognition
| Answer: c) Fingerprint Recognition |
15. Kotak Mahindra Bank entered into a strategic partnership with which e-commerce giant for offering EMI financing options?
a) Flipkart
b) Amazon
c) Alibaba
d) eBay
| Answer: b) Amazon |
16. What is the name of Kotak Mahindra Bank’s mobile banking app?
a) Kotak 811
b) Kotak Mahindra Mobile
c) Kotak Net Banking
d) Kotak Mobile Banking
| Answer: d) Kotak Mobile Banking |
17. Which of the following is a credit card offered by Kotak Mahindra Bank?
a) Kotak Wealth Management Credit Card
b) Kotak Royal Signature Credit Card
c) Kotak Corporate Elite Credit Card
d) Kotak Mahindra World Credit Card
| Answer: b) Kotak Royal Signature Credit Card |
18. Kotak Mahindra Bank offers a digital savings account targeted at millennials. What is it called?
a) Kotak Digital 360
b) Kotak 811
c) Kotak Junior
d) Kotak My Savings
| Answer: a) Kotak Digital 360 |
19. What is the currency of India?
a) Dollar
b) Euro
c) Rupee
d) Yen
| Answer: c) Rupee |
20. Who is the current CEO of Kotak Mahindra Bank?
a) Aditya Puri
b) Rana Kapoor
c) Uday Kotak
d) Prakash Apte
| Answer: c) Uday Kotak |