1. What is DigiPay in the context of Common Services Centers (CSC)?
a) A digital literacy program
b) An online trading platform
c) A financial services platform
d) A telemedicine service
Answer: c) A financial services platform
2. Which organization operates the DigiPay platform?
a) National Payments Corporation of India (NPCI)
b) Reserve Bank of India (RBI)
c) Unique Identification Authority of India (UIDAI)
d) Ministry of Electronics and Information Technology
Answer: a) National Payments Corporation of India (NPCI)
3. What is the primary objective of DigiPay?
a) Providing digital literacy training
b) Facilitating digital payments and financial inclusion
c) Offering telemedicine services
d) Promoting e-commerce among rural citizens
Answer: b) Facilitating digital payments and financial inclusion
4. How can citizens access DigiPay services?
a) Through mobile apps only
b) By visiting bank branches
c) Through CSC centers
d) By calling a toll-free number
Answer: c) Through CSC centers
5. What types of transactions can be conducted using DigiPay?
a) Cash withdrawals only
b) Cash deposits only
c) Fund transfers, bill payments, and other banking services
d) Online shopping
Answer: c) Fund transfers, bill payments, and other banking services
6. Which of the following is NOT a feature of DigiPay?
a) Aadhaar-based transactions
b) Biometric authentication
c) Cash-on-delivery option
d) Instant fund transfer
Answer: c) Cash-on-delivery option
7. What technology is utilized for secure and convenient transactions in DigiPay?
a) Blockchain
b) Artificial Intelligence (AI)
c) Aadhaar Enabled Payment System (AEPS)
d) Quantum computing
Answer: c) Aadhaar Enabled Payment System (AEPS)
8. Who can avail of DigiPay services?
a) Only urban residents
b) Only rural residents
c) Both urban and rural residents
d) Only government employees
Answer: c) Both urban and rural residents
9. What is the maximum transaction limit for DigiPay transactions?
a) ₹5,000
b) ₹10,000
c) ₹25,000
d) ₹50,000
Answer: d) ₹50,000
10. Which of the following services is NOT offered through DigiPay?
a) Cash withdrawal
b) Mobile recharge
c) Mutual fund investments
d) Loan disbursement
Answer: c) Mutual fund investments
11. What is the benefit of DigiPay for rural citizens?
a) Access to banking services without visiting a bank branch
b) Access to free healthcare services
c) Access to government jobs
d) Access to international travel
Answer: a) Access to banking services without visiting a bank branch
12. How does DigiPay contribute to financial inclusion in India?
a) By providing subsidies for farmers
b) By offering scholarships to students
c) By enabling access to banking services in remote areas
d) By promoting luxury goods
Answer: c) By enabling access to banking services in remote areas
13. What is the name of the card used for transactions in DigiPay?
a) DigiCard
b) Aadhaar Card
c) RuPay Card
d) VISA Card
Answer: c) RuPay Card
14. What is the role of a Village Level Entrepreneur (VLE) in providing DigiPay services?
a) Handling customer queries
b) Managing the DigiPay terminal
c) Promoting DigiPay services
d) All of the above
Answer: d) All of the above
15. What is the service charge for transactions conducted through DigiPay?
a) No service charge
b) Fixed service charge per transaction
c) Percentage-based service charge
d) Service charge varies based on the transaction amount
Answer: a) No service charge
16. Which of the following is a benefit of using DigiPay for financial transactions?
a) Long waiting times
b) High service charges
c) Secure and convenient transactions
d) Limited transaction options
Answer: c) Secure and convenient transactions
17. What authentication method is used for DigiPay transactions?
a) OTP (One-Time Password)
b) PIN (Personal Identification Number)
c) Biometric authentication
d) Username and password
Answer: c) Biometric authentication
18. What is the maximum withdrawal limit per transaction through DigiPay?
a) ₹2,000
b) ₹5,000
c) ₹10,000
d) ₹15,000
Answer: b) ₹5,000
19. Which organization developed the DigiPay platform?
a) State Bank of India (SBI)
b) National Payments Corporation of India (NPCI)
c) Unique Identification Authority of India (UIDAI)
d) Reserve Bank of India (RBI)
Answer: b) National Payments Corporation of India (NPCI)
20. What is the main advantage of DigiPay over traditional banking services?
a) Limited accessibility
b) High service charges
c) Long processing times
d) Accessibility and convenience, especially in remote areas
Answer: d) Accessibility and convenience, especially in remote areas