Creating multiple-choice questions (MCQs) and answers for an IDFC First Bank interview would require knowledge about the banking industry, financial services, and the specific operations and policies of IDFC First Bank.
Here’s a sample set of MCQs and answers tailored for such an interview
1. When was IDFC First Bank founded?
a) 2002
b) 2005
c) 2008
d) 2015
| Answer: d) 2015 |
2. What was the original name of IDFC First Bank before its merger with Capital First Limited?
a) IDFC Bank
b) IDFC Limited
c) Capital First Bank
d) Capital First Limited
| Answer: a) IDFC Bank |
3. IDFC First Bank is headquartered in which city?
a) Mumbai
b) New Delhi
c) Bengaluru
d) Chennai
| Answer: a) Mumbai |
4. Who is the founder of IDFC First Bank?
a) Deepak Parekh
b) Rajiv Lall
c) Uday Kotak
d) Aditya Puri
| Answer: b) Rajiv Lall |
5. IDFC First Bank started its operations with a focus on providing services to which sector?
a) Corporate Banking
b) Microfinance
c) Retail Banking
d) Investment Banking
| Answer: a) Corporate Banking |
6. Which of the following is the tagline of IDFC First Bank?
a) “Bank Aapki Mutthi Mein”
b) “Good People to Bank With”
c) “We Make Banking Simple”
d) “A Bank for All Your Needs”
| Answer: b) “Good People to Bank With” |
7. What is the current market capitalization of IDFC First Bank?
a) Approximately $5 billion
b) Approximately $10 billion
c) Approximately $15 billion
d) Approximately $20 billion
| Answer: a) Approximately $5 billion |
8. Which regulatory body regulates IDFC First Bank in India?
a) SEBI
b) RBI
c) IRDAI
d) PFRDA
| Answer: b) RBI (Reserve Bank of India) |
9. IDFC First Bank offers a digital savings account targeted at millennials. What is it called?
a) IDFC DigitalSaver
b) IDFC Neo Savings Account
c) IDFC InstantSave
d) IDFC SwiftSave
| Answer: b) IDFC Neo Savings Account |
10. What is the name of the mobile banking app provided by IDFC First Bank?
a) IDFC First Mobile Banking
b) IDFC Bank 360
c) IDFC First Bank Go
d) IDFC First Mobile
| Answer: c) IDFC First Bank Go |
IDFC First Bank Interview Questions & Answers (MCQs)
11. IDFC First Bank is known for its focus on which segment of banking?
a) Corporate Banking
b) Microfinance
c) Retail Banking
d) Investment Banking
| Answer: c) Retail Banking |
12. Which of the following is NOT a product offered by IDFC First Bank?
a) Savings Account
b) Credit Cards
c) Agricultural Loans
d) Personal Loans
| Answer: c) Agricultural Loans |
13. IDFC First Bank has a strategic partnership with which e-commerce giant for offering EMI financing options?
a) Flipkart
b) Amazon
c) Alibaba
d) eBay
| Answer: a) Flipkart |
14. What is the name of IDFC First Bank’s instant digital savings account?
a) IDFC QuickSave Account
b) IDFC InstaSave Account
c) IDFC SwiftSave Account
d) IDFC RapidSave Account
| Answer: d) IDFC RapidSave Account |
15. IDFC First Bank offers a feature-rich savings account targeted at high net worth individuals. What is it called?
a) IDFC Privilege Account
b) IDFC Wealth Account
c) IDFC Signature Account
d) IDFC Premier Account
| Answer: c) IDFC Signature Account |
16. What is the currency of India?
a) Dollar
b) Euro
c) Rupee
d) Yen
| Answer: c) Rupee |
17. Which of the following is NOT a subsidiary of IDFC First Bank?
a) IDFC Asset Management Company
b) IDFC Securities
c) IDFC Mutual Fund
d) IDFC Private Equity
| Answer: c) IDFC Mutual Fund |
18. IDFC First Bank’s international banking services are primarily focused on which regions?
a) Asia-Pacific and Europe
b) North America and Africa
c) Middle East and South America
d) Australia and Southeast Asia
| Answer: a) Asia-Pacific and Europe |
19. Who is the current CEO of IDFC First Bank?
a) V. Vaidyanathan
b) Rajiv Lall
c) Deepak Parekh
d) Aditya Puri
| Answer: a) V. Vaidyanathan |
20. IDFC First Bank is headquartered in which city?
a) New Delhi
b) Mumbai
c) Kolkata
d) Bengaluru
| Answer: b) Mumbai |
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